Loan-to-value and liquidation mechanics

Loan-to-value is the number that decides whether you keep your bitcoin. How LTV is calculated, where margin calls trigger, and how to size a loan that survives a drawdown.

LTV & Liquidation

What Happens If You Don't Pay Back a Crypto Loan? Full 2026

Skip a crypto loan payment and your collateral gets liquidated fast. Learn exactly what happens, forced sales, tax events, credit damage, before you borrow.

By Katie Bailey · August 9, 2026

Articles

What Happens If You Don't Pay Back a Crypto Loan? Full 2026