The mechanics of borrowing against bitcoin, step by step: collateral transfer, loan origination, interest accrual, repayment and what happens to your coins in between.
Learn how Bitcoin lending works, from LTV ratios and interest rates to liquidation triggers and IRS treatment. Plain-English guide for 2026 with real
By Katie Bailey · October 2, 2026 16 min
Yes, you can borrow money using crypto as collateral. Learn how LTV works, what liquidation triggers look like, and how the IRS treats crypto-backed loans
By Katie Bailey · September 28, 2026 17 min
Learn how crypto mortgages work in 2026: the 40% pledge cap, Fannie Mae's new policy, liquidation triggers, and IRS treatment, every number sourced and...
By Katie Bailey · September 26, 2026 14 min
US crypto tax rules 2026: capital gains rates, Form 1099-DA, wallet-by-wallet cost basis, income triggers, and legal planning moves, all IRS-sourced.
By Katie Bailey · September 11, 2026 9 min
Crypto collateral lending lets you borrow cash without selling Bitcoin. See real LTV ratios, current rates, liquidation mechanics, and what the IRS says
By Katie Bailey · September 10, 2026 16 min
What is crypto lending? A plain-English guide to crypto-backed loans covering LTV ratios, margin call mechanics, real borrowing costs vs. the Fed Funds
By Katie Bailey · September 9, 2026 22 min
Crypto mortgage lending lets you pledge Bitcoin as collateral instead of a cash down payment. Understand LTV math, real rates (7–9%), Fannie Mae rules, and
By Katie Bailey · September 7, 2026 19 min
Lava crypto lending lets you borrow against Bitcoin without selling. Learn how it works, what LTV ratios mean for you, liquidation risk, and IRS rules, all
By Katie Bailey · September 1, 2026 16 min
Understand DeFi crypto lending in 2026: how collateral, LTV ratios, and liquidation mechanics work, plus IRS reporting rules, every figure sourced and dated.
By Katie Bailey · August 31, 2026 17 min
Learn how a crypto lending calculator estimates your borrowing power, LTV ratio, interest cost, and liquidation price for 2026, with a worked BTC example
By Katie Bailey · August 22, 2026 14 min
Find out who actually owes taxes on a custodial account, the child, the parent, or both, and how the 2026 Kiddie Tax rules determine the bill each year.
By Katie Bailey · August 4, 2026 21 min
Learn how crypto lending works: collateral, LTV ratios, liquidation triggers, repayment, and how the IRS taxes digital asset loans in 2026.
By Katie Bailey · August 3, 2026 18 min
