Tax Rules
Does the IRS Know If I Have Crypto? 2026 Rules
Does the IRS know if I have crypto? Yes, and this guide details reporting triggers, penalties for missed filings, and steps to correct past returns.
By Katie Bailey · October 11, 2026 32 min
Featured · Tax Rules
Don't Report Crypto to the IRS? What Happens in 2026
Skip reporting crypto to the IRS and you risk penalties, interest, and audits. Here's what actually happens, with 2026 enforcement rules and fix-it steps.
Katie Bailey
See how it works Every guide
How It Works
How Bitcoin Lending Works: LTV Math, Loan Costs & IRS Rules
Learn how Bitcoin lending works, from LTV ratios and interest rates to liquidation triggers and IRS treatment. Plain-English guide for 2026 with real
By Katie Bailey · October 2, 2026 16 min
Crypto Lending
$100 in Bitcoin: Worth It in 2026? A Plain-English Guide
Wondering if $100 in Bitcoin is worth it in 2026? This guide covers real risk, tax rules, and what a small BTC position actually means for your finances.
By Katie Bailey · October 1, 2026 16 min
Tax Rules
How Much Crypto Can You Sell Tax-Free in 2026?
Find out exactly how much crypto you can sell tax-free in 2026. Learn the IRS income thresholds, 0% capital gains brackets, and legal strategies to minimize
By Katie Bailey · September 30, 2026 15 min
Tax Rules
Do I Need to Report Crypto on Taxes in 2026?
Wondering if you need to report crypto on your 2026 taxes? Learn exactly what the IRS requires, which transactions trigger reporting, and how to stay co...
By Katie Bailey · September 29, 2026 15 min
How It Works
Can You Borrow Money Using Crypto as Collateral? A 2026
Yes, you can borrow money using crypto as collateral. Learn how LTV works, what liquidation triggers look like, and how the IRS treats crypto-backed loans
By Katie Bailey · September 28, 2026 17 min
Lenders
Borrow Against Crypto in 2026: Rates, LTV Math & Which
Want to borrow against your crypto without selling in 2026? Compare real platforms, current APRs, LTV ratios, liquidation triggers, and IRS rules, every
By Katie Bailey · September 27, 2026 25 min
How It Works
How Do Crypto Mortgages Work? 40% Cap, Liquidation Risk
Learn how crypto mortgages work in 2026: the 40% pledge cap, Fannie Mae's new policy, liquidation triggers, and IRS treatment, every number sourced and...
By Katie Bailey · September 26, 2026 14 min
Editorial team
Read like a loan officer: dated numbers, primary documents, no marketing math
We build every guide from the papers a borrower rarely reads in full — lender rate sheets and terms of service, IRS digital-asset guidance, SEC and CFPB publications, and bankruptcy filings from platforms that froze withdrawals. Nothing is paraphrased from a homepage.
Each rate, LTV threshold and liquidation trigger we publish carries the date we recorded it and the document it came from; when a lender changes terms, we change the guide.
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Primary documents first
Figures trace back to lender terms of service, IRS notices on digital assets, and SEC or CFPB filings — never to a marketing page.
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Dated, then revisited
Every number is stamped with the date we verified it, because a bitcoin loan's rate and margin-call price can move within a single week.
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Not FDIC or SIPC insured
Crypto-backed loans carry no FDIC or SIPC protection; if a lender fails or your collateral is liquidated, no federal insurance makes you whole, and we say so on every guide.